Free Financial Education Classes are offered at:

OnePacific Coast Foundation

1438 Webster St., Ste. 101

Oakland, CA  94612

Classes for individuals:  Tuesdays 9:30-11:30am, 12:30-2:30pm, 4:30-6:30pm

OneCAL SAFE (Checking and Lifetime Savings Accounts with Financial Education) is an initiative of OneCalifornia Foundation, which in partnership with Bay Area non-profit organizations, works to provide low-income individuals and emerging small businesses with access to financial education and fair banking services.  Call 510.663.2253 x301 to register for a class.

September 27th and 28th from 4:00pm to 8:00pm

Call 211

Financial Success is a phone call away!  The City and County of San Francisco has partnered with local financial experts to provide all San Franciscans with a FREE two day Phone-A-Thon!  Call 211 to speak to certified credit and housing counselors as well as certified financial planners.

Saturday, October 22, 2011 from 9:00-4:00pm

UC Hastings College of the Law,

Snodgrass Hall, 198 McAllister St.

San Francisco, CA

Don’t miss this opportunity for a free, private consultation on financial issues that matter to you with experts from the Financial Planning Association and highly qualified certified financial planner professionals. There will also be workshops on a variety of financial topics throughout the day.  Stay as little or as long as you’d like.  It’s all free!  Register for free at:  www.financialplanningdays.org/SanFrancisco or 1.877.861.7826.

People’s Federal Credit Union is currently offering free credit report reviews. Make an appointment to receive a copy of your credit report and meet one-on-one with a trained credit coach. Credit coaches can answer questions and help you to make a plan to rebuild your credit. For more information, contact the People’s Federal Credit Union at 510.267.0450 x305, para espanol x307 or stop by at 1432 7th St. Oakland, CA 94607 across from the West Oakland Bart Station.

In these tough economic times, our local communities are facing tremendous financial challenges. Middle to low-income families have been disproportionately devastated by the unprecedented financial crisis facing our state.

To help you and your family better understand and better plan for your financial futures, we are offering our Third Annual Financial Planning Day, which will include free and private financial consultations with certified financial planning professionals. Whether you need guidance with basic financial planning or more specialized advice on retirement planning, investment strategies, estate planning, tax issues, insurance, employee benefits or other special circumstances, highly competent financial planners and experts will be available to assist you.

Participants can receive as many private consultations or attend as many of the free educational workshops as they like.

Planning for your financial future is more important than ever and by bringing together local communities and certified financial planners, we are offering individuals the opportunity to take control of their finances. The valuable services provided at this highly anticipated event are free, confidential, and unlimited! Please come and attend all of the workshops and receive several private consultations on your financial issues.

The Financial Planning Day is sponsored by The Financial Planners Association-East Bay Chapter In Collaboration with Assembly Memember Sandre R. Swanson, Senator Loni Hancock, Assembly Memeber Nancy Skinner, Oaklnad Mayor Ronald V. Dellums and The City of Oakland

Mark your calendars and look out for the flyer with additonal information soon!

A day of free Financial Planning

Saturday, October 2, 2010
10:00am to 4:00pm
Oakland City Hall | 1 Frank H. Ogawa Plaza | Oakland, CA 94612

For more information, please contact the District Office at (510) 286-1670.

Click Here for More Information

“Controlling your money, rather than having your money control you” is key to every woman’s quality of life.

The YWCA Berkeley/Oakland’s Young Women and Money Conference will help you gain financial independence and success.

Tired of living paycheck to paycheck? Worried that your credit card will be rejected? Wishing you could see your money grow rather than go? Join the YWCA for the Young Women and Money Conference that will give you the tools and confidence to gain financial independence and success! Learn the smarts about your money - good credit, balancing your accounts, managing your debt, starting your own business, investing, and more!

Workshops

Financial Terms 101
How Budgeting Can Make You Rich
Online Reputation Management
Look Great Without Going Broke
Salary Negotiation/Interview Skills
Developing a Spending Plan
Creating Wealth Through Investments
Power Over Plastic
Your Financial Foundation
Having a Fabulous Relationship with Money

Presenters

Loretta Abrams
Senior Vice President, Community Investment - HSBC North America
Suzanne Agasi
Founder & Director, ClothingSwap.com
Stephanie Barbour
Leadership & Personal Coach, Barbour Coaching & Consulting
MB Deans
President & CEO, PalazzoTech, Inc.
Nivea Gonzales
Unit Manager, Collections - HSBC North America
Peggy Green
Education Specialist, Money Management International
Aurora Medina
Money Coach, Meriposa Money Circles
Ly Franshaua Pipkins
Personal Finance Coach, Pipkins Financial
Rachel Robasciotti & Maya Philipson
Financial Planners & Investment Advisors, Robasciotti & Associates
Jenny Smith
Business Consultant, Tanger Group
Ann Tardy
Founder & CEO, The LifeMoxie Company

Saturday, November 6, 2010
9:ooam to 4:30pm
Marriott Oakland City Center,
1001 Broadway, Oakland 94607
Price: $75

More information and to register:
510-848-6370 |info@ywca-berkeley.org
www.ywca-berkeley.org

The Consumer Credit Counseling Services of San Francisco host a number of free financial education workshops every month that cover a multitude of financial-related topics.  From better money management to information for first time home buyers, there is a lot of useful and relevant information presented in these workshops and worth checking out.  Workshops are free, but you do have to RSVP to save a spot in the workshop.  For more information, check out the CCCS website.

Juice for a just cause?  Yes, please!  OneCalifornia Foundation partner organization, the Wall Street Wizards, is having a tasty Jamba Juice fundraiser this week until Sunday, November 8th.  Purchase any item(s)  from any of the four participating Jamba Juices (Oakland City Center, Hegenberger, Emeryville, and Bayfair), bring the fundraiser flyer or mention the Wall Street Wizards, and 20% of your purchase will benefit this organization!  You can download the flyer here.  Please spread the word to all of your friends and family!

The Wall Street Wizards is a financial and capital markets literacy program designed to teach urban youth money management skills and expose them to jobs in the financial sector.  The Wall Street Wizards program core focus in on the areas of money management, investing, math, economics, and the preparation for youth to make adult level financial decisions.  For more information on this innovative program, check out their website.  “If there was ever a time for our youth to begin learning about finances, it’s now!”

Today everyone is more conscious of what environmental impact our actions have on our world and knows what goals we should keep in mind when thinking about the environment.  For example, in April 2008 the California Air Resource Board (ARB) passed a resolution for the Emission Reduction Plan for Ports and Good Movement.  This resolution requires that California return to 2001 emission levels or below by 2010.  In Oakland, this affects all truck drivers going in and out of the Port of Oakland and West Oakland residents. 

Achieving these environmental goals, however, require innovative approaches which have not been utilized before.  While this resolution has numerous health and environmental benefits for the residents of West Oakland-a part of Oakland often overlooked by many-this also places financial burdens on truck drivers.  For 2,000 independent truck drivers, this means they will have to buy new, cleaner big rigs or install modified “scrubbers” into their older truck models to produce fewer emissions and comply with the California ARB.  Currently, 500 to 1,000 truck drivers will need grants or loans to purchase these new trucks or scrubbers.

But the new approaches-the nuts and bolts of meeting these emission goals-are out there.  Recently, the Port of Oakland selected OneCalifornia Bank to be the bank to provide loans to these truck drivers.  This SBA Clean Truck Loan Program come with free checking and savings accounts, online banking, and financial education provided by OneCalifornia Foundation.  The OneCal Family, therefore, is positively impacting both the environment in which it operates as well as furthering its mission of providing economic opportunities and increasing financial literacy awareness of its clients.

OneCalifornia Bank is honored to be the bank backing the Port of Oakland Loan Program and to continue to play a role in improving the Oakland community.

OneCalifornia Staff

OneCalifornia Bank and Foundation opened their doors in Oakland two years ago on June 27! On Thursday June 25, 2009, OneCalifornia Foundation joined the Bank in celebrating their second anniversary with a mixer catered by Seison, a local restaurant in Oakland’s Washington Inn Hotel. When OneCalifornia’s founders, Tom Steyer and Kat Taylor, and their team opened the Bank and Foundation two years ago they were hoping to create an effective and sustainable community development organization. In these two years, many residents, businesses, and nonprofit organizations in Oakland and the Bay Area have been supported by OneCalifornia Bank’s financial services and OneCalifornia Foundation’s charitable giving.

Most of the Foundation’s activities over the past two years have focused on developing projects that address the financial and money management needs of local individuals and families, and the training, technology, and marketing needs of small businesses.  Over 100 people have attended OneCAL SAFE (Checking and Lifetime Savings Accounts with Financial Education) financial literacy courses since the Foundation’s inception. The Foundation also has over 150 local businesses on its Oakland Unwrapped! website and partners with several local nonprofits in various community development missions. Says Erin Kilmer Neel, OneCalifornia Foundation’s Program Officer, “The Foundation is an exciting place to be, and I think a real benefit to my home of Oakland and the Bay Area as a whole. We are helping families save their money, helping businesses start and grow every day.  We are always working to improve our existing programs as well as solve new problems in innovative ways.  On top of all of this work, it’s amazing and powerful to be able to offer people bank accounts and loans.” 

Meanwhile, the Bank has helped the Bay Area community by providing bank accounts to the underbanked, making loans to local medium and small businesses, and promoting the financial development of various nonprofit organizations. According to Russ Haycock, OneCalifornia Bank’s Executive Vice President and Chief Credit Officer, “The past two years have been exciting and humbling for the banking industry.  What a great time to start a community development bank.  We can hold our heads high as a management team and founders for the strong and healthy performance of OneCalifornia Bank. This is the beginning of a very meaningful journey, and we are poised to make a significant difference for the future of the industry.” OneCalifornia Bank has not fallen prey to the financial crisis that many other banks have succumbed to and thus has been able to truly help the Bay Area community these past two years.

In the two years OneCalifornia has been open, not only has it gained certification as a Community Development Financial Institution, it has also helped many small businesses survive in this difficult economic climate, furnished SBA loans, provided financial literacy classes, aided various nonprofits, and is even in the process of gaining green certification from the Bay Area Green Business Program. OneCalifornia is growing every day and helping facilitate economic opportunity in Oakland and throughout the Bay Area. The Foundation is also currently in the process of starting a program in the Mission District in San Francisco to assist individuals in managing their money with innovative financial products. Every day, OneCalifornia helps more people by providing them with a place to bank that doesn’t funnel money out of their community and a place where everyone has an opportunity to improve their financial situation.

Thanks to all of you for your continued support!