Free Financial Education Classes are offered at:

OnePacific Coast Foundation

1438 Webster St., Ste. 101

Oakland, CA  94612

Classes for individuals:  Tuesdays 9:30-11:30am, 12:30-2:30pm, 4:30-6:30pm

OneCAL SAFE (Checking and Lifetime Savings Accounts with Financial Education) is an initiative of OneCalifornia Foundation, which in partnership with Bay Area non-profit organizations, works to provide low-income individuals and emerging small businesses with access to financial education and fair banking services.  Call 510.663.2253 x301 to register for a class.

October 1, 2011 at 6:30pm
Rotunda Building (across from City Hall)
Frank Ogawa Plaza, Oakland
http://www.lighthousecharter.org/support/annualgala.html

New Loan Program to grow Nonprofit Organizations and Small Businesses

One PacificCoast Bank is now offering loans for nonprofits and businesses to help grow small enterprises. Business and Nonprofit Builder loans are from $5,000 to $25,000 and can be used to refinance business debt, purchase equipment, finance inventory and accounts receivable, tenant improvements, or other working capital needs. Loans cannot be used to repay personal debt.

Existing nonprofits or businesses with over three years of operations and profitability in the past year can apply. Loan terms range from two to four years and payments are made in monthly principal & interest installments. Collateral is required and there is a $100 application fee. For more information, please contact Cara Wick at 510.550.8431 or email cwick@opcb.com.

We are excited to be one of the few banks that provide loans to nonprofit organizations in the Bay Area!

The 5^th Annual Oakland Indie Awards were a smashing success! On May 13^th, Oaklanders honored local artists and small businesses at the Indie Awards. Check out photos of the event at http://www.flickr.com/photos/onepacificcoast. The Oakland Indie Awards encourages people to recognize the community, economic, environmental, and political impact of supporting Oakland’s locally-owned businesses and artists instead of chain stores. It also provides rare opportunities for recognition for the small businesses and artists that make Oakland such a wonderful, creative place. Finally, it’s a chance for Oaklanders to just celebrate Oakland by enjoying Oakland food, wine, chocolate and music.

Congratulations to the Indie Awards winners:

• Business Greenie Award – The Rising Loafer Café & Bakery

• Artist Greenie Award - Jamie Vaida

• Pillars – Montclair Vet Hospital & Give Something Back

• Innovative Newbie – Back to the Roots Ventures

• Ripple Effect – Mandela Foods Co-operative

• Socially Responsible Rockstar – Karen’s Flowers

This event would not have been possible without the support of our committed sponsors including: Mattmar Group, Coblentz, Patch, Duffy & Bass, Uptown Apartments, Dan Carroll and Stasia Obremskey, Pete Higgins and Leslie Magid, Blue Heron Catering Company, SuperPrint, Exploratorium, Jack London Square, California Waste Solutions, First Solar, YMCA of the East Bay, City of Oakland, Urban Legends Winery, East Bay Community Foundation, Ron Beller and Jennifer Moses Family Foundation, Bay Area Derby Girls, Oakland Outlaws, AnewAmerica, Kipp and Sara Howard, Nancy Neel, and Bruce and Susan Kelley.

People’s Federal Credit Union is currently offering free credit report reviews. Make an appointment to receive a copy of your credit report and meet one-on-one with a trained credit coach. Credit coaches can answer questions and help you to make a plan to rebuild your credit. For more information, contact the People’s Federal Credit Union at 510.267.0450 x305, para espanol x307 or stop by at 1432 7th St. Oakland, CA 94607 across from the West Oakland Bart Station.

UrbanFire is offering a unique opportunity to help you create your business plan with the The 5-Finger MBA (Micro Business Accelerator). In the 5-Finger MBA (formerly Launch Pad) program, you’ll spend four Saturdays from 9am to 1pm from September 10th to October 1st answering a series of questions in an environment to help you concentrate.

If you’ve procrastinated or dreaded the thought of writing a business plan, this process is ideal for you! For one thing: there’s very little writing. The four hours are broken into four segments, each geared to stimulate your creativity, improve your answers and organize the five most important areas that create successful businesses. Your final product will be visual and easier to execute into reality.

You must have a serious business concept developed or have recently launched a new business. Graduation from an entrepreneurship program, business school or experience in the field of your business is helpful. You must have a passion for what you do. For more information or to sign up for the program, visit www.urbanfire.org.

How to Stand Out From The Rest

Being prepared for a job search campaign increases your chances of success. Join us for a discussion on how to deal with the various aspects of the job search including resume writing, job interviewing, thank you letters, and ultimately, entertaining job offers.

Bethany Eggman brings 7 years of experience educating children and adults about various financial topics. For the past 9 years she has worked at a credit union where she teaches employees and credit union members about financial topics. Bethany has obtained two Master’s Degrees in Education, both focused on teaching adults.

Please sign up by emailing ywmoney@ywca-berkeley.org with RSVP 9/20 in the Subject line and your full name in the body of the email. 

Free!!!
Monday September 20, 2010 6:00pm - 7:30pm
YWCA Berkeley / Oakland
2600 Bancroft Way, Berkeley, CA. 94704
Tel: 510.848.6370;
E-Mail: ywmoney@ywca-berkeley.org
Website: www.ywca-berkeley.org

The Joyce Gordon Gallery commemorates its 7 Year Anniversary and the official launch of its Youth Art Alliance in a dynamic and unique 7 Day Arts Celebration, this September 10-16th.

“7 in September” kicks off with a gala and silent auction hosted by Mr. Geoffrey Pete, and live fashion shoot by RenegadePR. The following days include an Art and Youth Fair to showcase the features of our Alliance, continues to Sankofa Institute’s Jazz Festival that includes Destiny and S.O.N.G. and a Spoken Word evening produced by Hot Water Cornbread. The exciting lineup includes Healing Arts, Film Festival and it closes with a party at Maxwell’s Lounge hosted by Soul Therapy.

Joyce Gordon Gallery
Gala and Art Auction
hosted by Mr. Geoffrey Pete

September 10, 2010

7:00 pm Silent Auction Opens
10:30 pm Silent Auction Close

406 14th St. Oakland, CA 94612
510.465.8928

In these tough economic times, our local communities are facing tremendous financial challenges. Middle to low-income families have been disproportionately devastated by the unprecedented financial crisis facing our state.

To help you and your family better understand and better plan for your financial futures, we are offering our Third Annual Financial Planning Day, which will include free and private financial consultations with certified financial planning professionals. Whether you need guidance with basic financial planning or more specialized advice on retirement planning, investment strategies, estate planning, tax issues, insurance, employee benefits or other special circumstances, highly competent financial planners and experts will be available to assist you.

Participants can receive as many private consultations or attend as many of the free educational workshops as they like.

Planning for your financial future is more important than ever and by bringing together local communities and certified financial planners, we are offering individuals the opportunity to take control of their finances. The valuable services provided at this highly anticipated event are free, confidential, and unlimited! Please come and attend all of the workshops and receive several private consultations on your financial issues.

The Financial Planning Day is sponsored by The Financial Planners Association-East Bay Chapter In Collaboration with Assembly Memember Sandre R. Swanson, Senator Loni Hancock, Assembly Memeber Nancy Skinner, Oaklnad Mayor Ronald V. Dellums and The City of Oakland

Mark your calendars and look out for the flyer with additonal information soon!

A day of free Financial Planning

Saturday, October 2, 2010
10:00am to 4:00pm
Oakland City Hall | 1 Frank H. Ogawa Plaza | Oakland, CA 94612

For more information, please contact the District Office at (510) 286-1670.

Click Here for More Information

“Controlling your money, rather than having your money control you” is key to every woman’s quality of life.

The YWCA Berkeley/Oakland’s Young Women and Money Conference will help you gain financial independence and success.

Tired of living paycheck to paycheck? Worried that your credit card will be rejected? Wishing you could see your money grow rather than go? Join the YWCA for the Young Women and Money Conference that will give you the tools and confidence to gain financial independence and success! Learn the smarts about your money - good credit, balancing your accounts, managing your debt, starting your own business, investing, and more!

Workshops

Financial Terms 101
How Budgeting Can Make You Rich
Online Reputation Management
Look Great Without Going Broke
Salary Negotiation/Interview Skills
Developing a Spending Plan
Creating Wealth Through Investments
Power Over Plastic
Your Financial Foundation
Having a Fabulous Relationship with Money

Presenters

Loretta Abrams
Senior Vice President, Community Investment - HSBC North America
Suzanne Agasi
Founder & Director, ClothingSwap.com
Stephanie Barbour
Leadership & Personal Coach, Barbour Coaching & Consulting
MB Deans
President & CEO, PalazzoTech, Inc.
Nivea Gonzales
Unit Manager, Collections - HSBC North America
Peggy Green
Education Specialist, Money Management International
Aurora Medina
Money Coach, Meriposa Money Circles
Ly Franshaua Pipkins
Personal Finance Coach, Pipkins Financial
Rachel Robasciotti & Maya Philipson
Financial Planners & Investment Advisors, Robasciotti & Associates
Jenny Smith
Business Consultant, Tanger Group
Ann Tardy
Founder & CEO, The LifeMoxie Company

Saturday, November 6, 2010
9:ooam to 4:30pm
Marriott Oakland City Center,
1001 Broadway, Oakland 94607
Price: $75

More information and to register:
510-848-6370 |info@ywca-berkeley.org
www.ywca-berkeley.org